The revised threshold takes immediate effect, requiring banks and other regulated entities to report qualifying currency transactions to the Financial Monitoring Unit.

ISLAMABAD: The State Bank of Pakistan (SBP) has notified an increase in the minimum threshold for reporting Currency Transaction Reports (CTRs) to Rs3 million under the Anti-Money Laundering Act, 2010.

In a circular letter issued to presidents and chief executives of SBP-regulated entities, the central bank conveyed the Ministry of Finance’s notification dated November 11, 2026, announcing the revised reporting threshold with immediate effect.

Under the notification, the National Executive Committee on Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) has fixed Rs3 million as the minimum amount for reporting Currency Transaction Reports to the Financial Monitoring Unit (FMU).

The decision was taken under Section 2(xi) of the Anti-Money Laundering Act, 2010, and modifies the Finance Division’s earlier notification SRO 73(I)/2015 dated January 21, 2015.

The SBP has directed all regulated entities to ensure compliance with the revised requirement and acknowledge receipt of its circular letter.

The increase revises the reporting threshold that financial institutions must follow when submitting currency transaction information to the FMU as part of Pakistan’s anti-money laundering and financial monitoring framework.

The revised requirement is applicable immediately, and all concerned institutions are required to update their compliance procedures accordingly.