Google is adding Wallet to Gemini’s Personal Intelligence feature, allowing users to analyse spending habits, track subscriptions and create budgets through AI-powered conversations.

Google has added Google Wallet to the list of applications that can connect to its Gemini AI assistant through Personal Intelligence. The integration allows users to receive financial insights and budgeting suggestions based on their spending information.

The feature joins existing integrations with Gmail, Google Photos, YouTube and Google Search, expanding the information Gemini can use to provide personalised responses.

Users can optionally connect their credit cards and bank accounts to Google Wallet through Plaid to access more detailed financial insights. Once connected, they can tag @Google Wallet in a Gemini conversation and ask questions about their personal finances.

Google says Gemini can review spending from previous months or quarters and generate charts showing cash flow, asset allocation and budget breakdowns directly within a conversation.

For example, users can ask the chatbot to analyse their previous quarter’s spending and create a plan to save $1,000 over the next three months. Gemini can use the available financial information to suggest adjustments to spending and help users monitor their progress.

The integration also supports subscription tracking. Gemini can identify recurring payments across linked accounts and highlight subscriptions whose prices have increased during the year.

Users can also request spending comparisons to help plan future expenses. For instance, Gemini can review how much they spent on gifts and travel during the previous year and use that information to recommend a budget for the upcoming holiday season.

Google has clarified that the integration provides read-only access to financial information. Gemini cannot move money, manage accounts or make investments on behalf of users.

Connecting Google Wallet is optional and requires users to enable the service through the Connected Apps section of Personal Intelligence settings. Users can also disconnect the application whenever they choose.

The integration follows a similar approach to OpenAI’s ChatGPT Finance, which allows users to connect financial information to receive personalised assistance.

Google Wallet integration with Gemini is rolling out to users in the United States. The feature is available through the Gemini website and mobile applications on Android and iOS.