SBP data shows banking system deposits increased 15.90% year-on-year to Rs39.94 trillion, with personal accounts accounting for Rs18.35 trillion.

Karachi, November 6, 2026: Bank deposits in Pakistan have reached an all-time high of nearly Rs40 trillion, reflecting a significant increase in savings and funds held across the country’s banking system.

According to data released by the State Bank of Pakistan (SBP), total bank deposits stood at Rs39.94 trillion at the end of September 2026, compared with Rs34.46 trillion in September 2025, representing year-on-year growth of 15.90%.

On a monthly basis, deposits increased by 3.84% from Rs38.47 trillion recorded in August 2026.

Breakdown of bank deposits

The SBP data showed that resident deposits accounted for Rs38.25 trillion of the total, while non-resident deposits stood at Rs1.69 trillion in September 2026.

Within resident deposits, government-related deposits, including those of government entities, trusts, non-governmental organisations (NGOs) and corporate bodies, amounted to Rs6.13 trillion.

Deposits held by the private sector reached Rs7.87 trillion.

Personal bank accounts hold Rs18.35 trillion

Personal accounts represented a substantial portion of the banking system’s deposits, reaching Rs18.35 trillion by September 2026.

Of this amount, salaried individuals held Rs5.28 trillion, while self-employed individuals accounted for Rs8.44 trillion.

Other personal deposits stood at Rs4.63 trillion.

The latest figures highlight the growing deposit base of Pakistan’s banking sector, with total deposits approaching the Rs40 trillion milestone.