Karachi, February 18, 2026 – BankIslami Pakistan Limited on Wednesday announced a sharp 50% decline in net profit for the calendar year ended December 31, 2025 (CY25), reflecting rising operating costs and lower income amid challenging economic conditions.
According to the unconsolidated financial results submitted to the Pakistan Stock Exchange (PSX), the bank posted a net profit of Rs6 billion for CY25, compared with Rs12 billion in the previous year. As a result, earnings per share (EPS) fell to Rs5.41, down from Rs10.87 recorded in CY24.
The board of directors, which met in Karachi on February 18, 2026, approved a final cash dividend of Rs1.25 per share, in addition to an interim dividend of Rs1.50 per share, bringing the total dividend payout for CY25 to Rs2.75 per share.
The bank’s net earnings declined to Rs35.65 billion during CY25, compared with Rs46.39 billion in the preceding year. Meanwhile, total income dropped to Rs45 billion from Rs51 billion, indicating pressure on revenue streams.
On the expense front, operating expenses surged sharply to Rs31.43 billion, up from Rs22.16 billion in CY24, mainly due to inflationary pressures and higher administrative costs. Consequently, total expenses rose to Rs31.83 billion from Rs22.71 billion a year earlier.
Despite lower profitability, income tax payments declined to Rs7.56 billion during CY25, compared with Rs13.70 billion in the previous year. Analysts believe that controlling operating costs and improving income growth will remain critical for BankIslami’s financial recovery in 2026.