Karachi, February 23, 2026 – Around 13 commercial banks in Pakistan have surrendered their unclaimed deposits up to December 31, 2024 to the State Bank of Pakistan (SBP) in compliance with the Banking Companies Ordinance, 1962. This step is part of ongoing efforts to ensure that dormant funds are returned to their rightful owners.
The banks that submitted unclaimed deposits include Bank Islami Pakistan Limited, Bank Al-Habib Limited, Bank Alfalah Limited, Faysal Bank Limited, Habib Metropolitan Bank Limited, Habib Bank Limited, MCB Islamic Bank Limited, MCB Bank Limited, National Bank of Pakistan, Standard Chartered Bank (Pakistan) Limited, United Bank Limited, Easy Paisa Bank, and Soneri Bank Ltd.
According to SBP, unclaimed deposits are defined as amounts in accounts or instruments (such as fixed deposits, cheques, drafts, or bills of exchange) in which no transaction has occurred, and no statement has been requested or acknowledged by the account holder for ten years, excluding accounts held by minors, government entities, or courts of law.
How to Access the Unclaimed Deposits List
1. Select the unclaimed deposits list for the relevant year.
2. Choose the bank or financial institution.
3. An Excel sheet will display details including branch name, province, account holder name, CNIC/Passport, address, and amount.
4. Use Ctrl+F to search for specific account details.
Procedure for Filing Refund Claims
Account holders or their legal heirs can claim refunds by:
• Approaching the bank branch where the account was opened or the nearest branch in case of closures, mergers, or acquisitions.
• Submitting required documents such as the original application, CNIC, succession certificate, and an indemnity bond if applicable.
The branch manager forwards the claim to SBP for verification. After due process, the refunded amount is credited back to the applicant through the respective bank.
This initiative ensures transparency in banking operations and enables citizens to reclaim dormant funds efficiently.