Karachi, March 8, 2026 – State Bank of Pakistan has imposed a regulatory penalty of Rs81 million on Faysal Bank Limited during the calendar year ended December 31, 2025, according to the bank’s annual financial statement submitted to the Pakistan Stock Exchange (PSX).
In its disclosure, the bank stated that the central bank levied Rs81.04 million in penalties during 2025 for various regulatory non-compliances. The amount is lower compared with Rs97.24 million imposed in the previous calendar year, reflecting a relative decline in regulatory penalties.
The central bank typically imposes such penalties on commercial banks for violations related to foreign exchange regulations, general banking operations, and customer due diligence requirements, including Know Your Customer (KYC) procedures. Banks may also face fines for failure to comply with anti-money laundering (AML) and counter-terrorism financing (CFT) regulations issued by the regulator.
Despite the penalty, Faysal Bank reported a strong financial performance during 2025. The bank’s total assets increased to approximately Rs1.8 trillion, while total deposits rose to around Rs1.4 trillion, reflecting steady growth in its banking operations.
According to the financial statement, the bank recorded a consolidated profit after tax of Rs22.5 billion for the year. Additionally, it realized gains of about Rs1.5 billion directly in equity during the same period.
The bank also maintained its capital adequacy ratio comfortably above regulatory requirements, indicating financial stability and resilience. Management noted that the results highlight the strength of the bank’s business model, supported by network expansion, technology-driven efficiency, and improved customer experience.