Karachi, August 28, 2025 – Faysal Bank Limited has reported a 28% year-on-year (YoY) decline in net profit for the second quarter ending June 30, 2025, reflecting the impact of rising costs and economic pressures on the banking sector.
According to the consolidated financial statements submitted to the Pakistan Stock Exchange (PSX) on Thursday, Faysal Bank posted a net profit of Rs 5.02 billion for Q2CY25, compared to Rs 6.95 billion in the corresponding quarter of the previous year. Earnings per share (EPS) dropped to Rs 3.30, down from Rs 4.58 in the same period last year.
Despite the decline in profitability, the Board of Directors approved an interim cash dividend of Rs 1.50 per share for the second quarter. This follows the earlier 15% interim cash dividend already disbursed for the first quarter ending March 31, 2025.
Financial details show that total profit/return decreased to Rs 17.23 billion, compared to Rs 19.68 billion in Q2CY24. However, fee and commission income grew to Rs 4.18 billion, up from Rs 3.01 billion, while foreign exchange income rose sharply to Rs 2 billion from Rs 1.18 billion a year earlier, indicating improved performance in non-core areas.
Total income of Faysal Bank slipped slightly to Rs 23.63 billion, while operating expenses surged to Rs 13.63 billion, compared to Rs 11.41 billion in the previous year, contributing to the overall decline in profits.
Disclaimer: Financial performance is based on official PSX filings and may vary with subsequent adjustments.