Karachi, July 31, 2025 – Habib Bank Limited (HBL) has reported a significant contribution of Rs41 billion in income tax payments during the first half of the calendar year 2025 (January–June), underscoring the bank’s expanding profitability and its vital role in Pakistan’s financial sector.
This disclosure was made through the unaudited condensed interim consolidated profit and loss statement submitted to the Pakistan Stock Exchange (PSX). The tax payment marks a notable increase of 42.41% from Rs28.79 billion recorded during the same period in 2024, highlighting improved financial performance and higher taxable earnings.
According to the financial statement, Habib Bank posted a profit after tax of Rs34.45 billion in the first half of 2025, reflecting an 18.55% growth compared to Rs29.06 billion in the corresponding half of the previous year. This growth translated into an earnings per share (EPS) of Rs23.44, up from Rs20.18 during the same period last year.
The Board of Directors of Habib Bank convened on July 31, 2025, and approved a second-quarter interim cash dividend of Rs4.50 per share (45%), in addition to a similar dividend already paid earlier in the year, demonstrating the bank’s commitment to shareholder returns.
Operationally, the bank’s net mark-up income surged to Rs137.64 billion, compared to Rs122.73 billion in the previous year’s first half. Non-mark-up income also rose to Rs44.27 billion from Rs39.53 billion, boosting the total income to Rs181.92 billion, up from Rs162.26 billion.
Habib Bank’s profit before tax rose significantly to Rs75 billion, compared to Rs58 billion in the first half of 2024, reaffirming the bank’s robust financial position and efficient revenue generation in a dynamic economic environment.