Islamabad, November 23, 2025: The Ministry of Finance, in collaboration with the Controller General of Accounts (CGA) and the Accountant General Pakistan Revenues (AGPR), has launched initiatives to improve pension disbursements for overseas Pakistani retirees, the Associated Press of Pakistan reported.
The government aims to resolve long-standing challenges in pension processing, data integration, and logistics to ensure retirees living abroad receive their pensions on time and without delays.
Streamlining Pension and GPF Systems
The Finance Division is enhancing the pension and General Provident Fund (GPF) management system by linking data between autonomous bodies and the AGPR. This integration is expected to accelerate pension processing, particularly for employees on deputation or those with complex contribution mechanisms.
“Better coordination will ensure smoother and more accurate pension transfers for civil servants operating under separate contribution systems,” the Finance Division said.
Unified Tracking and Timely Transfers
A robust unified tracking system is being developed to securely maintain pension histories and guarantee timely disbursement. Special attention is being given to employees of abolished or merged entities, as well as retirees nearing superannuation.
The Finance Division emphasized prioritizing cases involving leave encashment and GPF withdrawals, while protecting the entitlements of all pensioners.
Online Platform for Overseas Pensioners
Overseas retirees will benefit from simplified account opening and verification procedures. NADRA is developing a dedicated online platform featuring biometric and facial-recognition verification accessible worldwide.
Through this system, pensioners can submit proof-of-life certificates remotely, eliminating the need to travel to Pakistan for verification. This is expected to reduce delays and ensure timely pension payments.
Collaboration with Banks
The Finance Ministry has directed the State Bank of Pakistan to coordinate with commercial banks to integrate systems and implement the online application efficiently.
“These reforms are part of the government’s broader plan to modernize the public sector pension system and provide efficient services to all Pakistani retirees, regardless of location,” the ministry stated.