Government raises export finance limits and launches long-term funding facility to support SMEs, new exporters and industrial modernization.
The government has announced major measures to improve access to affordable financing for Pakistani exporters as part of efforts to promote export-led economic growth and strengthen the country’s competitiveness in international markets.
The initiatives are being supported by the Export-Import Bank of Pakistan (Pak EXIM), the country’s Export Credit Agency and a key policy institution responsible for managing strategic export financing programmes. The measures are designed to address exporters’ working-capital requirements while also encouraging long-term investment and expansion.
EFS Limit Increased to Rs1.5 Trillion
Under the Enhanced Export Finance Scheme (EFS), the financing envelope has been increased from Rs1 trillion to Rs1.5 trillion for FY2026-27. The higher allocation is intended to provide exporters with improved access to working capital and enable businesses to expand their export operations.
On the directives of the prime minister, Rs300 billion has been specifically allocated for SME exporters, agriculture-related SMEs and new borrowers. The dedicated allocation seeks to widen access to export finance for businesses that have traditionally faced difficulties in obtaining financing under existing schemes.
The enhanced EFS limits have been distributed among participating financial institutions and are currently available to eligible exporters.
Rs350 Billion Long-Term Export Facility
The government has also introduced the Long Term Export Growth Financing Facility (LTEGFF), with financing lines worth Rs350 billion. The facility aims to encourage exporters to invest in new plant and machinery, including locally manufactured and imported equipment.
It will also support balancing, modernization and replacement (BMR) projects, allowing businesses to upgrade existing production facilities and improve their efficiency.
A key feature of LTEGFF is its support for investments linked to Pakistan’s transition towards a greener economy. Such investments could help exporters meet increasingly stringent environmental, social and governance (ESG) requirements in international markets.
Pak EXIM Strengthens Digital Access
Pak EXIM is implementing the EFS and LTEGFF in coordination with the State Bank of Pakistan (SBP), supporting the government’s broader objective of expanding Pakistan’s export base.
To improve accessibility and processing efficiency, Pak EXIM has also developed its EFS Digital Portal, which digitally connects the institution with participating financial institutions across the country. Development finance institutions are also being onboarded onto the platform.
The portal provides end-to-end digital interaction and processing, helping improve transparency, efficiency and service continuity for export financing.
The government expects the measures to encourage SME participation, support new exporters, promote industrial modernization and contribute to a more diversified, competitive and sustainable export sector.