Karachi, February 8, 2026 – Investment in premium prize bonds recorded a strong growth of 26% by the end of December 2025, reflecting rising public confidence in documented and secure savings instruments, according to the latest data released by the State Bank of Pakistan (SBP).
The central bank’s figures show that total investment in premium prize bonds increased to Rs74.11 billion as of December 31, 2025, compared to Rs58.88 billion during the same period last year, marking a significant year-on-year rise.
Currently, the government has issued premium prize bonds in two denominations – Rs40,000 and Rs25,000. These bonds were introduced as part of broader efforts to promote financial documentation and replace traditional bearer prize bonds, which had been widely used in the informal economy.
Breaking down the data, investment in Rs40,000 denomination premium prize bonds surged by 25%, reaching Rs44.03 billion by the end of December 2025, up from Rs35.32 billion a year earlier. Meanwhile, investment in the Rs25,000 denomination rose sharply by 27.67%, climbing to Rs30.08 billion, compared to Rs23.56 billion in December 2024.
Financial market experts attributed the robust growth primarily to the phased withdrawal of high-value bearer prize bonds, which included denominations of Rs7,500, Rs15,000, Rs25,000, and Rs40,000. The move aimed to curb undocumented transactions and encourage transparency within the financial system.
Analysts noted that investors increasingly prefer premium prize bonds due to their security, government backing, and documented nature, making them an attractive and safe investment option amid economic uncertainty. The continued shift towards premium prize bonds is expected to strengthen formal savings and contribute to long-term financial stability in Pakistan.