Karachi, August 7, 2025 – The State Bank of Pakistan (SBP) has released the latest Karachi Interbank Offered Rates (KIBOR) for Thursday, August 7, 2025.
These rates are a key financial benchmark used by banks for lending to one another in the money market and are also widely used by businesses and financial institutions to set borrowing costs.
The KIBOR rates are determined by averaging the bid and offer rates provided by major banks operating in the interbank market. Below is a comparison of the KIBOR rates for August 7, 2025, and the previous trading day, August 6, 2025:
KIBOR Rates – August 7, 2025
| Tenor | Bid (%) | Offer (%) |
| 1-Week | 10.87 | 11.37 |
| 2-Week | 10.86 | 11.36 |
| 1-Month | 10.84 | 11.34 |
| 3-Month | 10.79 | 11.04 |
| 6-Month | 10.79 | 11.04 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.76 | 11.26 |
KIBOR Rates – August 6, 2025
| Tenor | Bid (%) | Offer (%) |
| 1-Week | 10.86 | 11.36 |
| 2-Week | 10.86 | 11.36 |
| 1-Month | 10.85 | 11.35 |
| 3-Month | 10.82 | 11.07 |
| 6-Month | 10.82 | 11.07 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.74 | 11.24 |
The minor fluctuations in KIBOR reflect evolving liquidity conditions and short-term market expectations.
These rates serve as a reference point for setting corporate loan pricing and managing financial contracts across the banking sector. Businesses and investors closely monitor daily KIBOR updates to make informed decisions related to borrowing, lending, and overall interest rate exposure in the local financial market.