Karachi, August 1, 2025 – The State Bank of Pakistan (SBP) has released the Karachi Interbank Offered Rates (KIBOR) for Friday, August 1, 2025.
These benchmark rates serve as the basis for lending between banks and are widely used to price corporate and consumer lending products across the country.
The newly issued KIBOR shows minor fluctuations compared to the previous day, July 31, 2025. The most notable adjustment was seen in the 1-week and 2-week tenors, both of which increased by 8 basis points.
The following tables show a detailed comparison of KIBOR bid and offer rates across various tenors for August 1 and July 31:
KIBOR – August 1, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.88 | 11.38 |
| 2 – Week | 10.88 | 11.38 |
| 1 – Month | 10.87 | 11.37 |
| 3 – Month | 10.81 | 11.06 |
| 6 – Month | 10.80 | 11.05 |
| 9 – Month | 10.74 | 11.24 |
| 1 – Year | 10.73 | 11.23 |
KIBOR – July 31, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.80 | 11.30 |
| 2 – Week | 10.84 | 11.34 |
| 1 – Month | 10.85 | 11.35 |
| 3 – Month | 10.78 | 11.03 |
| 6 – Month | 10.77 | 11.02 |
| 9 – Month | 10.73 | 11.23 |
| 1 – Year | 10.73 | 11.23 |
The SBP’s daily publication of KIBOR is critical for financial institutions and investors, serving as a transparent indicator of short- and medium-term interest rate movements in the interbank market.