Karachi, August 19, 2025 – The State Bank of Pakistan (SBP) has announced the official Karachi Interbank Offered Rates (KIBOR) for Tuesday, August 19, 2025. These benchmarks are widely used by banks, financial institutions, and corporates for pricing loans, deposits, and other money market transactions.
The daily update of KIBOR provides valuable insights into short-term lending costs among banks and serves as a reference for various financial products. According to SBP, the movement of rates between August 18 and August 19 reflects marginal shifts across different tenors, showing a slight softening in short-term borrowing costs.
Below are the official KIBOR rates issued by the SBP for August 19, 2025, compared with the previous day:
August 19, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.84 | 11.34 |
| 2-Week | 10.82 | 11.32 |
| 1-Month | 10.79 | 11.29 |
| 3-Month | 10.80 | 11.05 |
| 6-Month | 10.80 | 11.05 |
| 9-Month | 10.76 | 11.26 |
| 1-Year | 10.76 | 11.26 |
August 18, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.86 | 11.36 |
| 2-Week | 10.84 | 11.34 |
| 1-Month | 10.80 | 11.30 |
| 3-Month | 10.81 | 11.06 |
| 6-Month | 10.80 | 11.05 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.75 | 11.25 |
Financial analysts note that stable KIBOR levels reflect cautious optimism in the money market, with expectations that borrowing costs will remain steady unless monetary policy adjustments are introduced.
Disclaimer: The above KIBOR rates are published for informational purposes only. They are based on data issued by the SBP and should not be taken as binding quotations. Market participants are advised to verify rates with their respective financial institutions before making any borrowing, lending, or investment decisions.