Karachi – The State Bank of Pakistan (SBP) on Thursday released the official KIBOR quotations, providing a detailed snapshot of interbank lending benchmarks for September 11, 2025.
These rates serve as a critical reference point for banks, financial institutions, and corporate borrowers when determining short-term financing costs.
The fresh data reflects marginal adjustments in different tenors compared to the previous day. Market experts note that even slight changes in KIBOR levels can have significant implications for lending, investment decisions, and liquidity management in the economy.
Below is the official breakdown of the rates for September 11, 2025, as compared to September 10, 2025:
September 11, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.80 | 11.30 |
| 2 – Week | 10.76 | 11.26 |
| 1 – Month | 10.75 | 11.25 |
| 3 – Month | 10.78 | 11.03 |
| 6 – Month | 10.78 | 11.03 |
| 9 – Month | 10.76 | 11.26 |
| 1 – Year | 10.77 | 11.27 |
September 10, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.77 | 11.27 |
| 2 – Week | 10.77 | 11.27 |
| 1 – Month | 10.76 | 11.26 |
| 3 – Month | 10.76 | 11.01 |
| 6 – Month | 10.78 | 11.03 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.77 | 11.27 |
Financial analysts suggest that the consistency in longer tenors indicates market stability, while slight upward revisions in shorter tenors show ongoing liquidity adjustments. The KIBOR remains an essential tool in Pakistan’s financial ecosystem, directly influencing borrowing costs and credit pricing across the banking sector.