Karachi, August 8, 2025 – The State Bank of Pakistan (SBP) on Friday released the latest Karachi Interbank Offered Rates (KIBOR) for August 8, 2025, providing updated lending benchmarks for the banking sector.
The KIBOR serves as a key reference for banks in determining lending rates for short- and long-term financing, influencing corporate and consumer borrowing costs.
The newly issued KIBOR figures are compared below with the previous day’s rates, offering insight into slight fluctuations across different tenors.
KIBOR – August 8, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.86 | 11.36 |
| 2-Week | 10.84 | 11.34 |
| 1-Month | 10.82 | 11.32 |
| 3-Month | 10.82 | 11.07 |
| 6-Month | 10.81 | 11.06 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.76 | 11.26 |
KIBOR – August 7, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.87 | 11.37 |
| 2-Week | 10.86 | 11.36 |
| 1-Month | 10.84 | 11.34 |
| 3-Month | 10.79 | 11.04 |
| 6-Month | 10.79 | 11.04 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.76 | 11.26 |
Market analysts noted that while most short-term tenors experienced fractional declines, the stability in the 9-month and 1-year KIBOR levels reflects a balanced outlook for the interbank lending market. The SBP will continue monitoring liquidity trends to ensure market stability.
Analysts note that stability in longer-tenor KIBOR rates signals steady market expectations, while slight dips in shorter maturities reflect easing liquidity pressures. The SBP emphasized it will closely monitor interbank rates to maintain financial stability and support healthy credit growth across Pakistan’s banking sector, ensuring sustainable lending conditions for businesses and consumers alike.