Karachi, December 2, 2025 – The State Bank of Pakistan (SBP) has issued its latest Karachi Interbank Offered Rates (KIBOR), providing updated benchmark lending rates used across the banking and financial sector.
These daily KIBOR updates are vital for commercial banks, corporate borrowers, and financial institutions, as they help determine lending costs and guide major financing decisions.
The newly released KIBOR figures for December 2, 2025, illustrate slight movements across different tenors compared to the previous day. These shifts reflect interbank liquidity conditions, market expectations, and evolving monetary dynamics. KIBOR plays a central role in pricing loans, trade financing, housing finance, and corporate credit lines, making the daily updates essential for both lenders and borrowers.
Below are the updated KIBOR rates for December 2 and the comparative rates recorded on December 1, 2025:
KIBOR Rates – December 2, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.84 | 11.34 |
| 2-Week | 10.82 | 11.32 |
| 1-Month | 10.83 | 11.33 |
| 3-Month | 10.85 | 11.10 |
| 6-Month | 10.91 | 11.16 |
| 9-Month | 10.90 | 11.40 |
| 1-Year | 10.92 | 11.42 |
KIBOR Rates – December 1, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.84 | 11.34 |
| 2-Week | 10.83 | 11.33 |
| 1-Month | 10.84 | 11.34 |
| 3-Month | 10.87 | 11.12 |
| 6-Month | 10.91 | 11.16 |
| 9-Month | 10.91 | 11.41 |
| 1-Year | 10.91 | 11.41 |
The SBP continues to publish these rates daily to support transparency and assist all stakeholders in making informed financial decisions.