Karachi, October 10, 2025 – The State Bank of Pakistan (SBP) on Friday released the latest KIBOR rates, reflecting minor fluctuations across various tenors compared to the previous day.
The Karachi Interbank Offered Rate (KIBOR) serves as a key benchmark for lending and borrowing in the financial sector, guiding banks in setting interest rates on short- and long-term loans.
According to the SBP update, slight adjustments were observed in short-term tenors, particularly in the one-week and two-week rates, indicating cautious sentiment among financial institutions amid ongoing monetary tightening.
Below are the detailed KIBOR rates for Friday, October 10, 2025, compared with Thursday, October 9, 2025:
Friday, October 10, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.89 | 11.39 |
| 2-Week | 10.89 | 11.39 |
| 1-Month | 10.89 | 11.39 |
| 3-Month | 10.92 | 11.17 |
| 6-Month | 10.92 | 11.17 |
| 9-Month | 10.88 | 11.38 |
| 1-Year | 10.90 | 11.40 |
Thursday, October 9, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.79 | 11.29 |
| 2-Week | 10.86 | 11.36 |
| 1-Month | 10.89 | 11.39 |
| 3-Month | 10.91 | 11.16 |
| 6-Month | 10.92 | 11.17 |
| 9-Month | 10.86 | 11.36 |
| 1-Year | 10.88 | 11.38 |
Financial analysts note that these KIBOR adjustments reflect market stability, with rates remaining largely consistent amid expectations of steady monetary policy in the coming weeks.