Karachi, September 8, 2025 – The State Bank of Pakistan (SBP) on Monday released the latest Karachi Interbank Offered Rates (KIBOR) applicable across different tenors.
The announcement provides an important reference for banks, corporates, and financial institutions in setting lending and borrowing benchmarks.
The KIBOR is widely used as a benchmark rate in Pakistan’s financial system, particularly for corporate loans, trade financing, and other short-term credit instruments. Even minor fluctuations in these rates can have a significant impact on the cost of borrowing for businesses and ultimately influence overall liquidity in the economy.
Below are the official KIBOR rates for Monday, September 8, 2025, compared with the previous working day, Friday, September 5, 2025.
KIBOR Rates – September 8, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.79 | 11.29 |
| 2-Week | 10.77 | 11.27 |
| 1-Month | 10.74 | 11.24 |
| 3-Month | 10.78 | 11.03 |
| 6-Month | 10.79 | 11.04 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.76 | 11.26 |
KIBOR Rates – September 5, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.78 | 11.28 |
| 2-Week | 10.78 | 11.28 |
| 1-Month | 10.75 | 11.25 |
| 3-Month | 10.78 | 11.03 |
| 6-Month | 10.79 | 11.04 |
| 9-Month | 10.75 | 11.25 |
| 1-Year | 10.76 | 11.26 |
Overall, the data shows that KIBOR rates remained largely stable, with only fractional changes in shorter tenors, reflecting a relatively steady money market environment.
Disclaimer: The above KIBOR rates are published by the State Bank of Pakistan for informational purposes. They serve as reference benchmarks and may not reflect the exact lending or borrowing rates offered by individual banks. Readers are advised to consult their financial institutions for specific loan or deposit rates.