Karachi, November 5, 2025 – In a major step toward digitizing Pakistan’s financial ecosystem, the State Bank of Pakistan (SBP) has launched ‘InvestPak’, an innovative web portal designed to simplify and modernize investments in government securities for both individual and corporate investors.
According to the central bank, the portal will allow customers maintaining PKR accounts with banks, Primary Dealers (PDs), and Microfinance Banks (MFBs) to digitally open Investor Portfolio of Securities (IPS) accounts, participate in primary auctions, and trade in the secondary market — all without visiting bank branches.
The SBP has made it mandatory for all banks and PDs to facilitate customer registrations on InvestPak, while encouraging microfinance banks to follow suit. Financial institutions (FIs) are instructed to ensure a smooth digital onboarding process and deliver a seamless user experience.
The portal enables investors to register using their IBAN, open new IPS accounts, and manage multiple accounts across various FIs under a single profile. As per SBP directives, financial institutions must process registration requests within two working days and justify any rejected applications on the portal, subject to SBP’s monitoring.
InvestPak will also host primary auctions of government securities according to the SBP’s Auction Calendar, enabling customers to submit competitive or non-competitive bids directly through their financial institutions. Additionally, the platform supports secondary market trades, where customers can buy or sell securities at real-time quotes provided by their banks.
The SBP emphasized that all securities transactions conducted through the portal will be automatically reflected in the investor’s portfolio. The central bank also introduced a dedicated complaint management system within InvestPak to ensure swift resolution of customer queries.
The InvestPak Portal will be operational for public use starting November 6, 2025, marking a major milestone in the digital transformation of Pakistan’s investment landscape.