Karachi, August 11, 2025 – The State Bank of Pakistan (SBP) has announced the latest Karachi Interbank Offered Rates (KIBOR) for Monday, August 11, 2025, providing an updated benchmark for lending and borrowing between banks.
The KIBOR is a critical indicator in Pakistan’s financial system, influencing loan pricing, corporate financing, and investment decisions.
According to the SBP, the latest KIBOR rates show marginal changes compared to the figures from Friday, August 8, 2025. This minor fluctuation reflects stable liquidity conditions in the interbank market.
KIBOR Rates – Monday, August 11, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.87 | 11.37 |
| 2 – Week | 10.86 | 11.36 |
| 1 – Month | 10.82 | 11.32 |
| 3 – Month | 10.82 | 11.07 |
| 6 – Month | 10.82 | 11.07 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.76 | 11.26 |
KIBOR Rates – Friday, August 8, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.86 | 11.36 |
| 2 – Week | 10.84 | 11.34 |
| 1 – Month | 10.82 | 11.32 |
| 3 – Month | 10.82 | 11.07 |
| 6 – Month | 10.81 | 11.06 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.76 | 11.26 |
Financial experts note that consistent KIBOR trends signal market stability, enabling businesses to better plan their financing needs while supporting sustainable credit growth across Pakistan’s economy. The stability in KIBOR also reflects effective monetary policies by the SBP, helping strengthen investor confidence and encouraging long-term economic planning for both businesses and financial institutions.