Karachi, January 12, 2026 – The State Bank of Pakistan (SBP) has released the latest daily interbank foreign exchange rates for Monday, January 12, 2026, providing guidance for banking consumers and businesses involved in foreign currency transactions. These rates reflect the buying and selling values for major foreign currencies in the interbank market and serve as a benchmark for commercial banks across Pakistan.
According to the SBP, the daily interbank rates are compiled from the exchange rate sheets issued by commercial banks, representing indicative rates quoted to their clients for commercial transactions. The central bank clarified that the data is for information purposes only, and actual rates at banks may vary slightly depending on market demand, transaction size, and timing.
The updated interbank foreign exchange rates as of January 12, 2026, are listed below:
| Currency | Buying (PKR) | Selling (PKR) |
| UAE Dirham (AED) | 76.1957 | 76.3036 |
| Australian Dollar (AUD) | 187.2581 | 187.5538 |
| Canadian Dollar (CAD) | 201.3926 | 201.7000 |
| Swiss Franc (CHF) | 350.3269 | 350.8697 |
| China Yuan (CNY) | 40.1354 | 40.1872 |
| Euro (EUR) | 326.2501 | 326.7437 |
| British Pound (GBP) | 375.6637 | 376.2429 |
| Japanese Yen (JPY) | 1.7708 | 1.7735 |
| Saudi Riyal (SAR) | 74.5931 | 74.7013 |
| US Dollar (USD) | 279.7449 | 280.1700 |
These interbank rates provide a transparent reference point for commercial banks, money changers, and businesses dealing in imports, exports, and remittances. By disseminating this information daily, the SBP helps maintain stability and predictability in the foreign exchange market, enabling consumers and companies to make informed financial and trading decisions.
The central bank also encourages users to check rates with their respective banks before executing transactions, as market fluctuations can influence final conversion rates.