Karachi, November 27, 2025 – The State Bank of Pakistan (SBP) on Thursday released the latest Karachi Interbank Offered Rates (KIBOR) to facilitate banks, financial institutions, and corporate borrowers. The daily KIBOR announcement provides a benchmark for lending rates used across Pakistan’s interbank market.
The newly issued data compares the rates for November 27, 2025, with those recorded a day earlier on November 26, 2025. The figures show marginal fluctuations across short-term and long-term tenors, reflecting ongoing market trends and liquidity conditions in the interbank market.
KIBOR Rates – November 27, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.84 | 11.34 |
| 2-Week | 10.83 | 11.33 |
| 1-Month | 10.85 | 11.35 |
| 3-Month | 10.90 | 11.15 |
| 6-Month | 10.93 | 11.18 |
| 9-Month | 10.94 | 11.44 |
| 1-Year | 10.96 | 11.46 |
KIBOR Rates – November 26, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.88 | 11.38 |
| 2-Week | 10.87 | 11.37 |
| 1-Month | 10.89 | 11.39 |
| 3-Month | 10.90 | 11.15 |
| 6-Month | 10.94 | 11.19 |
| 9-Month | 10.94 | 11.44 |
| 1-Year | 10.97 | 11.47 |
A comparison shows slight downward adjustments in most bid and offer rates on November 27, particularly across the 1-week, 2-week, and 1-month tenors. The KIBOR rates play a critical role in pricing corporate loans, influencing financial contracts, and shaping borrowing costs across the economy.
The SBP issues daily KIBOR updates to enhance market transparency and help financial institutions make informed lending and investment decisions.