Karachi, August 5, 2025 – The State Bank of Pakistan (SBP) has issued the official Karachi Interbank Offered Rate (KIBOR) for Tuesday, August 5, 2025.
These KIBOR rates are used as a benchmark for lending between banks and also serve as a reference point for corporate and commercial borrowing.
The daily KIBOR rates reflect market dynamics, liquidity conditions, and overall interest rate expectations. Financial institutions closely monitor these rates as they impact lending costs, investment decisions, and pricing of various financial instruments.
Below are the officially issued KIBOR rates for August 5, 2025:
KIBOR – August 5, 2025
| Tenor | Bid (%) | Offer (%) |
| 1 – Week | 10.87 | 11.37 |
| 2 – Week | 10.87 | 11.37 |
| 1 – Month | 10.87 | 11.37 |
| 3 – Month | 10.81 | 11.06 |
| 6 – Month | 10.80 | 11.05 |
| 9 – Month | 10.74 | 11.24 |
| 1 – Year | 10.74 | 11.24 |
For comparison, the KIBOR rates for the previous day, August 4, 2025, are listed below:
KIBOR – August 4, 2025
| Tenor | Bid (%) | Offer (%) |
| 1 – Week | 10.87 | 11.37 |
| 2 – Week | 10.87 | 11.37 |
| 1 – Month | 10.89 | 11.39 |
| 3 – Month | 10.83 | 11.08 |
| 6 – Month | 10.82 | 11.07 |
| 9 – Month | 10.74 | 11.24 |
| 1 – Year | 10.74 | 11.24 |
The minor decline in short-term tenors such as the one-month and three-month KIBOR rates indicates slight easing in interbank lending costs. This may signal market expectations of monetary stability or potential adjustments in interest rate policy in the near future.