Karachi – The State Bank of Pakistan (SBP) on Wednesday announced the latest Karachi Interbank Offered Rates (KIBOR) applicable for August 13, 2025, providing a reference benchmark for interbank lending and corporate financing rates.
The KIBOR is a key indicator used by banks and financial institutions to determine lending costs for borrowers, and the daily updates by the SBP help ensure transparency in the money market. Market participants, including banks and large corporations, closely monitor KIBOR movements to assess funding costs and liquidity trends.
Below are the comparative KIBOR rates for August 13, 2025, and the previous trading day, August 12, 2025:
August 13, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.88 | 11.38 |
| 2 – Week | 10.85 | 11.35 |
| 1 – Month | 10.81 | 11.31 |
| 3 – Month | 10.82 | 11.07 |
| 6 – Month | 10.81 | 11.06 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.76 | 11.26 |
August 12, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.86 | 11.36 |
| 2 – Week | 10.84 | 11.34 |
| 1 – Month | 10.80 | 11.30 |
| 3 – Month | 10.81 | 11.06 |
| 6 – Month | 10.81 | 11.06 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.76 | 11.26 |
The regular publication by State Bank of Pakistan of these rates ensures the interbank market remains well-informed and supports efficient financial decision-making. These daily KIBOR updates help market players anticipate borrowing trends, adjust investment strategies, and make informed choices in Pakistan’s evolving economic environment.