Karachi, November 11, 2025 – The State Bank of Pakistan (SBP) has announced the updated Karachi Interbank Offered Rates (KIBOR) for Tuesday, providing key reference rates for banks and financial institutions across the country. These rates serve as a benchmark for lending, corporate financing, and risk management in the banking sector.
Tuesday, November 11, 2025 KIBOR Rates
| Tenor | Bid | Offer |
| 1 – Week | 10.89 | 11.39 |
| 2 – Week | 10.89 | 11.39 |
| 1 – Month | 10.89 | 11.39 |
| 3 – Month | 10.92 | 11.17 |
| 6 – Month | 10.94 | 11.19 |
| 9 – Month | 10.95 | 11.45 |
| 1 – Year | 10.98 | 11.48 |
Monday, November 10, 2025 KIBOR Rates
| Tenor | Bid | Offer |
| 1 – Week | 10.89 | 11.39 |
| 2 – Week | 10.88 | 11.38 |
| 1 – Month | 10.89 | 11.39 |
| 3 – Month | 10.91 | 11.16 |
| 6 – Month | 10.93 | 11.18 |
| 9 – Month | 10.92 | 11.42 |
| 1 – Year | 10.94 | 11.44 |
KIBOR represents the average rate at which major commercial banks lend to one another in Pakistan. The State Bank calculates the rate daily by excluding the highest and lowest quotes, ensuring a reliable benchmark for corporate loans, financial transparency, and effective risk management.
This rate is closely monitored by investors, banks, and businesses to make informed decisions on borrowing, lending, and financial planning.
These updated KIBOR rates will directly influence loan pricing, corporate financing, and investment decisions, helping banks and businesses plan their financial strategies effectively.