Karachi, October 8, 2025 – The State Bank of Pakistan (SBP) has issued updated KIBOR rates for Wednesday, October 8, 2025, reflecting minor adjustments across multiple tenors compared to the previous day.
The Karachi Interbank Offered Rate (KIBOR) serves as a key benchmark for determining borrowing costs and lending margins in the country’s financial markets.
According to the latest data, short-term KIBOR rates for most tenors saw a slight dip, indicating a stable liquidity situation in the interbank market. Financial institutions and corporations closely monitor these rates, as they directly influence loan pricing, investment yields, and overall monetary trends.
Below are the detailed KIBOR rates for October 8 and the preceding day, October 7, 2025:
| Tenor | Bid (Oct 8) | Offer (Oct 8) | Bid (Oct 7) | Offer (Oct 7) |
| 1-Week | 10.78 | 11.28 | 10.91 | 11.41 |
| 2-Week | 10.88 | 11.38 | 10.91 | 11.41 |
| 1-Month | 10.89 | 11.39 | 10.90 | 11.40 |
| 3-Month | 10.92 | 11.17 | 10.91 | 11.16 |
| 6-Month | 10.93 | 11.18 | 10.92 | 11.17 |
| 9-Month | 10.89 | 11.39 | 10.88 | 11.38 |
| 1-Year | 10.89 | 11.39 | 10.90 | 11.40 |
Market analysts noted that the consistency in KIBOR rates suggests a balanced monetary stance by the SBP, reflecting controlled inflation and steady interbank activity.
Experts further added that future rates movement will depend on upcoming inflation data, external inflows, and global oil price trends influencing Pakistan’s economic outlook.