Karachi, December 5, 2025 – The State Bank of Pakistan (SBP) released the latest Karachi Interbank Offered Rates (KIBOR) for Friday, providing financial institutions and banking customers with updated benchmark lending indicators.
These daily KIBOR updates help banks, borrowers, and corporate clients assess borrowing costs across various loan tenures.
According to the newly issued data, slight adjustments were recorded in shorter and longer tenors compared to the previous day. While most rates remained stable, the one-year tenor reflected a marginal uptick on the offer side, indicating subtle market shifts in interbank lending sentiment.
Below are the detailed KIBOR tables for December 5, 2025, along with a comparison against December 4, 2025 to highlight day-on-day changes.
KIBOR Rates – December 5, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.83 | 11.33 |
| 2 – Week | 10.80 | 11.30 |
| 1 – Month | 10.81 | 11.31 |
| 3 – Month | 10.85 | 11.10 |
| 6 – Month | 10.91 | 11.16 |
| 9 – Month | 10.90 | 11.40 |
| 1 – Year | 10.91 | 11.41 |
KIBOR Rates – December 4, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.81 | 11.31 |
| 2 – Week | 10.80 | 11.30 |
| 1 – Month | 10.81 | 11.31 |
| 3 – Month | 10.85 | 11.10 |
| 6 – Month | 10.91 | 11.16 |
| 9 – Month | 10.90 | 11.40 |
| 1 – Year | 10.90 | 11.40 |
These consistent updates ensure transparency in the financial market and help businesses make informed borrowing decisions based on accurate, timely interbank rate movements.