Karachi, November 10, 2025 – The State Bank of Pakistan (SBP) has issued the latest Karachi Interbank Offered Rates (KIBOR) for Monday, November 10, 2025, to provide updated benchmark lending rates for the banking and financial sectors.
KIBOR serves as a crucial reference rate used by banks and financial institutions for lending and deposit pricing. These daily updates from the SBP are closely monitored by corporate borrowers, investors, and analysts to assess short-term interest rate trends and market liquidity conditions.
Below are the updated KIBOR rates for Monday, November 10, 2025, compared with those from Friday, November 7, 2025:
Monday, November 10, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.89 | 11.39 |
| 2 – Week | 10.88 | 11.38 |
| 1 – Month | 10.89 | 11.39 |
| 3 – Month | 10.91 | 11.16 |
| 6 – Month | 10.93 | 11.18 |
| 9 – Month | 10.92 | 11.42 |
| 1 – Year | 10.94 | 11.44 |
Friday, November 7, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.87 | 11.37 |
| 2 – Week | 10.86 | 11.36 |
| 1 – Month | 10.88 | 11.38 |
| 3 – Month | 10.89 | 11.14 |
| 6 – Month | 10.91 | 11.16 |
| 9 – Month | 10.90 | 11.40 |
| 1 – Year | 10.92 | 11.42 |
The marginal increase across short-term tenors reflects stable liquidity conditions and steady monetary policy expectations in the interbank market.