Karachi, October 17, 2025 – The State Bank of Pakistan (SBP) has released the latest Karachi Interbank Offered Rates (KIBOR) for Friday, October 17, 2025, showing minor adjustments across different maturities compared to the previous day.
The KIBOR rates serve as a critical financial benchmark used by banks and financial institutions to determine lending costs for short-term interbank loans.
According to the updated data, short-term tenors such as the 1-week and 2-week KIBOR rates experienced slight changes, while longer tenors remained largely stable. The modest fluctuations indicate balanced liquidity conditions in the money market, reflecting cautious investor sentiment ahead of upcoming monetary policy decisions.
KIBOR Rates – Friday, October 17, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.90 | 11.40 |
| 2-Week | 10.88 | 11.38 |
| 1-Month | 10.91 | 11.41 |
| 3-Month | 10.92 | 11.17 |
| 6-Month | 10.95 | 11.20 |
| 9-Month | 10.92 | 11.42 |
| 1-Year | 10.93 | 11.43 |
KIBOR Rates – Thursday, October 16, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.91 | 11.41 |
| 2-Week | 10.88 | 11.38 |
| 1-Month | 10.91 | 11.41 |
| 3-Month | 10.92 | 11.17 |
| 6-Month | 10.93 | 11.18 |
| 9-Month | 10.90 | 11.40 |
| 1-Year | 10.92 | 11.42 |
The SBP KIBOR rates are vital indicators for setting interest rates on corporate loans, treasury operations, and trade financing. Financial analysts closely monitor these movements as they reflect the cost of borrowing and liquidity dynamics within Pakistan’s banking sector.