Karachi, October 16, 2025 – The State Bank of Pakistan (SBP) has released the latest Karachi Interbank Offered Rates (KIBOR) for Thursday, October 16, 2025. The updated figures reflect minor adjustments compared to the previous day’s data, indicating stable liquidity conditions in the interbank money market.
The KIBOR serves as a critical benchmark for lending and borrowing among banks and financial institutions, influencing corporate loan pricing, investment returns, and overall credit activity in Pakistan. Financial analysts closely monitor daily KIBOR updates to assess market liquidity trends and short-term interest rate movements.
According to the SBP data, the one-week KIBOR rate slightly increased from 10.90% to 10.91% on the bid side, while the one-year tenor rose from 10.91% to 10.92%, showing minimal variations. Such marginal changes suggest that interbank market sentiment remains steady amid broader economic and monetary policy expectations.
Below are the detailed KIBOR rates issued by the SBP for October 16, 2025, compared to October 15, 2025:
Thursday, October 16, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.91 | 11.41 |
| 2-Week | 10.88 | 11.38 |
| 1-Month | 10.91 | 11.41 |
| 3-Month | 10.92 | 11.17 |
| 6-Month | 10.93 | 11.18 |
| 9-Month | 10.90 | 11.40 |
| 1-Year | 10.92 | 11.42 |
Wednesday, October 15, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.90 | 11.40 |
| 2-Week | 10.88 | 11.38 |
| 1-Month | 10.90 | 11.40 |
| 3-Month | 10.92 | 11.17 |
| 6-Month | 10.93 | 11.18 |
| 9-Month | 10.89 | 11.39 |
| 1-Year | 10.91 | 11.41 |