Karachi, October 7, 2025 – The State Bank of Pakistan (SBP) has released the updated Karachi Interbank Offered Rates (KIBOR) for Tuesday, reflecting marginal fluctuations across various maturities compared to the previous day.
These KIBOR rates serve as a key benchmark for commercial lending and borrowing among financial institutions in Pakistan.
According to the latest update, short-term KIBOR rates remained mostly stable, while longer tenors witnessed minor adjustments. Analysts noted that the current market trend indicates consistent liquidity conditions, with minimal volatility in interbank lending costs.
KIBOR Rates – Tuesday, October 7, 2025
| Tenor | Bid (%) | Offer (%) |
| 1-Week | 10.91 | 11.41 |
| 2-Week | 10.91 | 11.41 |
| 1-Month | 10.90 | 11.40 |
| 3-Month | 10.91 | 11.16 |
| 6-Month | 10.92 | 11.17 |
| 9-Month | 10.88 | 11.38 |
| 1-Year | 10.90 | 11.40 |
KIBOR Rates – Monday, October 6, 2025
| Tenor | Bid (%) | Offer (%) |
| 1-Week | 10.91 | 11.41 |
| 2-Week | 10.91 | 11.41 |
| 1-Month | 10.89 | 11.39 |
| 3-Month | 10.91 | 11.16 |
| 6-Month | 10.92 | 11.17 |
| 9-Month | 10.85 | 11.35 |
| 1-Year | 10.85 | 11.35 |
Financial experts believe that the steady KIBOR rates suggest ongoing stability in the money market, with no major disruptions expected in short-term borrowing trends.
Experts further added that the consistent KIBOR rates reflect cautious optimism among banks, signaling balanced liquidity, moderate credit demand, and sustained financial sector confidence.
They also noted that future KIBOR rates movements will likely depend on inflation trends, monetary policy adjustments, and overall economic growth indicators nationwide.