Karachi, September 1, 2025 – The State Bank of Pakistan (SBP) announced the updated Karachi Interbank Offered Rate (KIBOR) rates for Monday, September 1, 2025, reflecting minor adjustments across different tenors compared to the previous trading session.
KIBOR serves as a key benchmark for lending and borrowing in the interbank market, influencing corporate loan pricing, financial instruments, and broader liquidity management. Traders, banks, and financial institutions closely track KIBOR movements to gauge short-term interest rate trends and market expectations.
Below are the official KIBOR rates issued by SBP for September 1, 2025, along with a comparative table of August 29, 2025:
KIBOR Rates – September 1, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.85 | 11.35 |
| 2-Week | 10.79 | 11.29 |
| 1-Month | 10.77 | 11.27 |
| 3-Month | 10.78 | 11.03 |
| 6-Month | 10.78 | 11.03 |
| 9-Month | 10.76 | 11.26 |
| 1-Year | 10.77 | 11.27 |
KIBOR Rates – August 29, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.84 | 11.34 |
| 2-Week | 10.79 | 11.29 |
| 1-Month | 10.76 | 11.26 |
| 3-Month | 10.78 | 11.03 |
| 6-Month | 10.78 | 11.03 |
| 9-Month | 10.76 | 11.26 |
| 1-Year | 10.77 | 11.27 |
Financial experts note that rates have largely remained stable, indicating steady liquidity conditions in the money market.
Disclaimer
The KIBOR rates are published for informational purposes only. They are indicative of market trends and compiled from quotes provided by commercial banks. The SBP does not guarantee the accuracy of these rates for individual transactions and advises market participants to confirm applicable rates with their respective banks.