Karachi, October 6, 2025 – The State Bank of Pakistan (SBP) on Monday released the latest Karachi Interbank Offered Rates (KIBOR), reflecting the lending costs among banks for different tenors.
The KIBOR rates serve as an essential benchmark for determining interest rates on corporate and commercial loans, influencing borrowing trends in the financial sector.
The newly announced KIBOR rates for Monday, October 6, 2025, indicate minor changes compared to those published on Friday, October 3, 2025. The following tables show the comparative data of both days:
KIBOR Rates – Monday, October 6, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.91 | 11.41 |
| 2-Week | 10.91 | 11.41 |
| 1-Month | 10.89 | 11.39 |
| 3-Month | 10.91 | 11.16 |
| 6-Month | 10.92 | 11.17 |
| 9-Month | 10.85 | 11.35 |
| 1-Year | 10.85 | 11.35 |
KIBOR Rates – Friday, October 3, 2025
| Tenor | Bid | Offer |
| 1-Week | 10.91 | 11.41 |
| 2-Week | 10.91 | 11.41 |
| 1-Month | 10.89 | 11.39 |
| 3-Month | 10.91 | 11.16 |
| 6-Month | 10.91 | 11.16 |
| 9-Month | 10.88 | 11.38 |
| 1-Year | 10.87 | 11.37 |
The slight adjustments in KIBOR rates highlight a stable monetary environment, reflecting consistency in interbank lending activity. Analysts note that these steady rates suggest market confidence and support the SBP’s ongoing efforts to maintain liquidity, financial discipline, and sustainable credit growth across Pakistan’s banking sector. Experts further anticipate that future KIBOR trends will depend on inflation forecasts, policy rate decisions, and overall economic stability in the months ahead.