MoU enables integration of PSW trade data with Pak EXIM credit systems to support SMEs, improve risk assessment and boost exports
Pakistan Single Window (PSW) and Export-Import Bank of Pakistan (Pak EXIM) have signed a memorandum of understanding (MoU) to enhance data-driven trade finance and support export growth by integrating digital trade data with formal credit mechanisms.
Under the agreement, Pak EXIM will utilise PSW’s national digital trade infrastructure as a verified source of transaction-level data to strengthen underwriting processes, risk assessment and the delivery of export credit insurance products and government-backed export finance schemes.
Officials said the integration of real-time trade information with official credit systems is expected to improve risk evaluation, streamline processing, and expand access to financing for exporters across Pakistan.
The initiative is also aimed at addressing long-standing challenges in trade finance, particularly for small and medium-sized enterprises (SMEs), which often face difficulties in meeting traditional collateral and documentation requirements.
By leveraging authenticated trade data available through PSW, Pak EXIM is expected to adopt more evidence-based credit assessment models, reducing reliance on conventional documentation and improving lending efficiency.
Speaking at the signing ceremony, PSW Chief Executive Officer Syed Aftab Haider said the partnership represents the next phase of digital trade reform, where trade facilitation and trade finance ecosystems are increasingly interconnected.
He said the use of verified digital trade data would help reduce information asymmetry, improve transparency, and ensure timely access to financial products for exporters.
Pak EXIM President and Chief Executive Officer Shahbaz Hussain Syed said the institution is expanding strategic partnerships to strengthen support mechanisms for exporters.
He added that access to PSW’s digital trade data platform would enhance analytical capacity and support more informed and efficient decision-making in export financing operations.
