Karachi, August 12, 2025 – The State Bank of Pakistan (SBP) on Tuesday released the updated Karachi Interbank Offered Rates (KIBOR) for August 12, 2025, providing a benchmark for lending between banks. The KIBOR is widely used by financial institutions to set interest rates on corporate loans and other lending products.
According to the SBP, the rates show marginal variations compared to the previous trading day, reflecting subtle movements in the money market. Market participants monitor KIBOR closely, as even minor changes can influence borrowing costs for businesses and affect overall liquidity conditions in the banking system.
Below are the officially issued KIBOR rates for August 12, 2025, along with the previous day’s figures for comparison:
August 12, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.86 | 11.36 |
| 2 – Week | 10.84 | 11.34 |
| 1 – Month | 10.80 | 11.30 |
| 3 – Month | 10.81 | 11.06 |
| 6 – Month | 10.81 | 11.06 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.76 | 11.26 |
August 11, 2025
| Tenor | Bid | Offer |
| 1 – Week | 10.87 | 11.37 |
| 2 – Week | 10.86 | 11.36 |
| 1 – Month | 10.82 | 11.32 |
| 3 – Month | 10.82 | 11.07 |
| 6 – Month | 10.82 | 11.07 |
| 9 – Month | 10.75 | 11.25 |
| 1 – Year | 10.76 | 11.26 |
The SBP updates KIBOR daily, ensuring transparency and consistency in Pakistan’s interbank lending market.