Lahore: President Dr. Arif Alvi emphasized the imperative for Pakistan to bolster its tax collection mechanisms and elevate the tax-to-GDP ratio as a strategic approach to address persistent financial challenges.
(more…)Tag: President Arif Alvi
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President Alvi awards ‘dismissal from service’ to DG PEMRA
ISLAMABAD: President Dr Arif Alvi has awarded major penalty of ‘dismissal from service’ to Director General of Pakistan Electronic Media Regulatory Authority (PEMRA).
While upholding the decision of the Federal Ombudsperson for Protection against Harassment of Women at Workplace (FOSPAH), the President awarded the major penalty of “Dismissal from Service” to a Director General of PEMRA (the Appellant) and also enhanced the fine from Rs. 2 million to Rs. 2.5 million.
READ MORE: President Alvi bars retrospective effect to profit rates on saving certificates
He held that it had been established beyond any reasonable doubt that the female employee was harassed by the accused with verbal, vulgar, sexual, and demeaning comments and demands by the Appellant.
The President observed that he took a strong exception and used the full force of the law when such matters were brought to light and were proven beyond doubt to ensure a safe working environment for the female gender.
This, he added, was aimed at unleashing their great economic potential which remained unexploited due to their fear of harassment at the workplace.
The President ordered that the amount of compensation shall be recovered from arrears of pay (if any), pension emoluments or any other source (property) of the Appellant as per Section 4(i)(d) of the Protection Against the Harassment of Women at Workplace Act 2010 and be given to the complainant as compensation in lieu of the hardships faced by her at the hands of the Appellant.
READ MORE: President Alvi directs State Life Insurance to pay compensation
This landmark decision was announced after the President gave personal prolonged hearings to the accused, the complainant and their counsels on 22.07.2022 and 25.07.2022, besides factoring in the evidence and recording the statements of the witnesses on record and minutely perusing the entire proceedings of the case.
In his decision, the President noted that the accused continued harassing the complainant unabated even during the proceedings of the case by FOSPAH, in his suspension period, by filing applications against the complainant to IG Police, Islamabad and to DG (FIA), Cyber Crime Wing, Islamabad, thus, inflicting grave mental torture to the complainant and putting her repute at stake.
The President added that the said act of the accused was a flagrant violation of the laws of Pakistan, particularly the Protection Against Harassment of Women at Workplace Act 2010, and a blatant example of how women were discouraged, even those brave ones who come forward risking their reputation, to file cases of harassment. “The statistics with reference to the number of cases are infinitesimal as compared to the anecdotal discussion of the frequency of harassment in our society”, he added.
READ MORE: President Alvi rejects Habib Bank plea, orders to pay victims
In his order, the President wrote that women, who were more than 50% of our society, were unable to work freely because of possible harassment. “Public spaces are reduced for them; educational opportunities which is their right have been denied to them by their parents in certain cases because of the fear of harassment at the educational institutions as they look for “girls/women only institutions”.
As a result, women in our society are mostly undereducated, severely underemployed, financially constrained, denied proper inheritance and discriminated against at the time of promotions.
He said that Islam kept women in high esteem and provided them with the right to pursue gainful occupations and employment by ensuring a safe, secure, dignified and respectful workplace environment.
He said that due to these reasons, Bibi Khadija (RA), the wife of the Prophet (Peace Be Upon Him), was a businesswoman and Hazrat Umar (RA) appointed Al-Shifa’ bint Abdullah as the custodian of the market who was entrusted with the portfolio of the Accountability Court and Market Administration.
READ MORE: HBL ordered to compensate bank fraud victim
The President further added that Hazrat Umm-e-Kulsum bint Ali was sent on a diplomatic mission to the court of the Queen of Rome and many women took part in battles including Hazrat Ayesha (RA), Umm-e-Salim (RA), Umm-e-Ammara (RA) and Umm-e-Saleet, Safiyya bint Abd al-Muttalib, Umm-e-Atiya al-Ansar (RA) Rufaida Al-Aslamia and Asma bint Yazid ibn Al-Sakan who protected the prophet in battles, treated the wounded soldiers and provided them logistic support and served them with water and food.
The President quoted a recent judgment of the Supreme Court in a case of harassment wherein it was noted, “It is time to pave the way towards the actualization of robust and unwavering constitutional ideals and values by embracing the participation of women in all spheres of life with honour and dignity”, and that “No nation can rise to the height of glory”, in the words of the Founder of our Nation, Muhammed Ali Jinnah, “unless your women are side by side with you. We are victims of evil customs. It is a crime against humanity that our women are shut up within the four walls of the houses as prisoners.
READ MORE: FBR directed to bring entire sugar supply chain into tax net
There is no sanction anywhere for the deplorable condition in which our women have to live.” Keeping in view the established facts of the case, the President directed the relevant authority to implement the order in letter and spirit and furnish compliance to Registrar FOSPAH within the stipulated period.
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Google Career Certificates to bring digital revolution in Pakistan
ISLAMABAD: The President of Pakistan, Dr. Arif Alvi has said that the launch of Google Career Certificates to bring digital revolution in Pakistan, according to a statement issued on Thursday.
Pakistan is in dire need to capacitate the youth to enable them to contribute in the development of country, especially those who cannot afford to attend the universities, the president said during his video keynote address in the launching ceremony of Google Career Certificates in Pakistan, being carried out jointly by Google, Institute of Rural Management (IRM) and Ignite.
Dr. Arif Alvi further said: “I am very pleased that google, IRM and Ignite are launching google career certificates in Pakistan. This program has ensured the women participation throughout the program. These courses will play an important part in creating a shift towards digitization and introduction of digital technology.”
He expressed hope that initiation of such projects will bring about the required digital revolution in Pakistan.
Dr. Arif Alvi stressed the youth to take benefit of these courses and enroll themselves in digital programs to increase their earnings as they are completely online and free.
During the ceremony, speakers from Google, Ministry of IT, Industry and Academia addressed the participants on the importance of the Google career certificates in Pakistan.
Dr. Roomi S. Hayat said that “he hopes that with the help of such programs, soon we would be a thriving country in the digital world.” CEO Ignite said, “Ignite has always contributed to the digital economy of Pakistan and through this certificates Ignite intends to further strengthen the digital economy.”
Participants were also given a detailed orientation session on how to enroll and join the Google Career Certificate program.
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President Alvi bars retrospective effect to profit rates on saving certificates
ISLAMABAD: The President of Pakistan Dr. Arif Alvi, while rejecting the retrospective effect of government decision, has directed the authorities to pay profit rate on saving certificates on prevailing rates.
While accepting a representation of an aggrieved citizen against a decision of the Wafaqi Mohtasib, President Dr Arif Alvi has directed the Central Directorate of National Savings (CDNS) to pay profit on the Special Saving Certificates (SSCs) as per the profit rate prevailing at the time of purchasing the certificates.
READ MORE: President Alvi directs State Life Insurance to pay compensation
He said that CDNS had committed maladministration by revising the profit rates retrospectively and in contrary to the existing law, thus causing the citizen a loss of Rs 5.3 million.
The President issued these directions while deciding on a representation preferred by Ms Yasmeen Merchant, who had purchased six SSCs from CDNS on 01.11.2019 at a profit rate of 12.7 per cent for five certificates and 13.9 per cent profit rate for the sixth certificate.
READ MORE: President Alvi rejects Habib Bank plea, orders to pay victims
Four days later on 05.11.2019, however, Finance Division issued a notification reducing the profit rates from 12.7 per cent to 11 per cent and 13.9 per cent to 11.8 per cent with retrospective effect from 01.11.2019, causing her a loss of Rs 5.3 million.
The President accepted her representation and held that the complainant was entitled to the profit rate prevailing on the date of issuance of certificates and that the change made through the notification did not apply to her investment in retrospective and, therefore, it could not affect her duly earned right of profit nor it can nullify it to her disadvantage.
READ MORE: HBL ordered to compensate bank fraud victim
He said that the notification issued was in the nature of subordinate or delegated legislation and took effect from the date of its publication in the official Gazette and not from any prior date.
The President added that the rationale behind it was that only the Parliament/legislative bodies could enact a law from a date prior to its enactment i.e., retrospectively and the Government by itself, unless authorized by the statute, had no such authority or power to issue a notification operative from a date different from the date of its publication in the official Gazette.
READ MORE: FBR directed to bring entire sugar supply chain into tax net
The President further highlighted that a person may feel allured by the incentives floated by the Government and act upon it, and it did not behove the Government to recant on its commitment as it may erode the confidence of the general public in the government bodies and may also negatively affect the credibility of the Government.
He further stated that such law was based on settled legal principles and Quranic injunctions as per the 1st verse of Surah Al-Maida “O ye who believe! Fulfil your undertakings”.
The President held that it was not only logical, fair and just to fulfil promises, undertakings and agreements but was also a universally accepted norm. He further declared that both sides were bound by the commitments made at the time of issuance of certificates and directed CDNS to pay the profit as per the promised profit rates of 12.7 per cent and 13.9 per cent on the purchased certificates.
As per details, the citizen’s grievance was that she had purchased the SSCs because of the prevailing profit rate whereas the notification gave retrospective effect to the profit rates and was issued after investment to her disadvantage.
She approached CDNS and later the Wafaqi Mohtasib for redressal of her grievance but to no avail. She then filed a representation with the President, which he accepted.
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President Alvi directs State Life Insurance to pay compensation
ISLAMABAD: The President of Pakistan Dr. Arif Alvi has directed State Life Insurance Corporation to pay compensation to family of policy holders.
While rejecting four similar representations preferred by State Life Insurance Corporation of Pakistan (SLICP) against the decisions of the Wafaqi Mohtasib, President Dr Arif Alvi has directed SLICP to pay Rs 1.78 million to the family members of the policyholders, a statement said on Tuesday.
READ MORE: President Alvi rejects Habib Bank plea, orders to pay victims
He said that by denying rightful dues to the claimants SLICP has committed maladministration.
The President disregarded the arguments of SLICP and said that SLICP had failed to prove the existence of alleged pre-insurance ailments with irrefutable evidence at the time of approving the life insurance policies to deceased policyholders.
The President said that while filing appeals, the SLICP did not factor in the reports of its own Field Officers who had declared the insured persons as completely healthy.
READ MORE: HBL ordered to compensate bank fraud victim
He further observed that the denial of life insurance claims without irrefutable evidence was highly unjustified and reflected maladministration on the part of the SLICP.
The President held that in all four cases, no clinical investigation or diagnostic assessment had been produced by SLICP to corroborate that the deceased policyholders were in fact patients of different diseases.
READ MORE: FBR directed to bring entire sugar supply chain into tax net
He rejected all four representations and directed SLICP to report compliance to the Mohtasib within 30 days. As per details, the complainants (Mst Irshad Bibi, Mst Samreen Aasima, Muahammad Awais and Muhammad Ismail) had approached SLICP for the payment of the sum assured as per the insurance policies.
SLICP refused to pay the claims by alleging that the deceased policyholders had pre-insurance ailments, such as TB, Cystic Bronchiectasis, kidney disease or lung disease, which they wilfully kept secret at the time of obtaining the policies.
READ MORE: President Alvi directs bank to refund unfair recovery
Feeling aggrieved, the complainants separately approached the Wafaqi Mohtasib to seek compensation, which passed the orders in their favour. Later, SLICP filed representations against the decisions of the Mohtasib with the President, which were also rejected.
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Pakistan implements new amendments to tax laws
In a move aimed at enhancing revenue generation during the current fiscal year, Pakistan has implemented new amendments to both direct and indirect tax laws.
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President Alvi rejects Habib Bank plea, orders to pay victims
ISLAMABAD: The President of Pakistan, Dr. Arif Alvi has rejected plea in six different cases filed by Habib Bank Limited (HBL) and ordered to pay victims.
A statement issued on stated that the President ordered the HBL to compensate the victims of online banking fraud as justifications presented by the bank were not sufficient.
READ MORE: HBL ordered to compensate bank fraud victim
Dr. Alvi directed HBL to refund and compensate the 6 defrauded customers with their stolen money and observed that since the bank failed to prove observance of relevant provision of laws, rules and regulations, therefore, its representations were devoid of any merit and deserved to be rejected.
The President rejected HBL’s six representations involving a total amount of Rs. one million and observed that victims were deprived of their hard earned deposits when the bank unilaterally activated the electronic funds transfer (EFT) facility without the request/consent of account holders and failed to put in place necessary safeguards against online exploitation of the account holders by the fraudsters.
READ MORE: FBR directed to bring entire sugar supply chain into tax net
In all six cases, the President found the bank negligent of its duty to inform the account holders about the pros and cons of activating the electronic funds transfer (EFT) as required by the mandatory guidelines of the State Bank of Pakistan (SBP).
Had the bank not opened EFT facility without customers’ consent, the account holders could have avoided the financial loss, he added.
The President rejected the bank’s claim that all transactions were 3D secured, being a secondary step, by observing that the State Bank of Pakistan (SBP), required all banks to register its customers for internet banking prior to offering them internet based products and services and putting in place all necessary safety measures to safeguard its clients from fraudsters.
READ MORE: President Alvi directs bank to refund unfair recovery
In his decisions, the President concluded that since the bank could not produce any evidence to the effect that it had complied with the provisions of relevant laws, rules and regulations, therefore, its representations were devoid of any merit and deserved to be rejected.
According to details, the account holders were called by fraudsters who lured them in their trap by providing them information regarding their names, CNIC, dates of birth, ATM Card numbers and obtained from them the names of their mothers and used this information to deprive the account holders of their deposits by making multiple e-commerce transactions, even though the bank customers were not using any mobile app and they were also in possession of their ATM Cards.
The victims approached their respective bank branches to freeze their accounts and seek refund, however, they were not provided any relief by the bank on the grounds that they themselves had shared their personal banking credentials with unknown callers.
READ MORE: President Alvi rejects FBR plea in maladministration cases
Feeling aggrieved, the account holders approached the Banking Mohtasib of Pakistan (BMP), after hearing arguments on account of banking malpractices, maladministration, wrong doings, the fraudulent transactions, the corrupt and malafide practices by the Bank officials, it decided the cases in favor of the applicants.
The Bank, however, chose to further escalate the matter and filed separate representations with the President which were rejected and the Bank was directed to comply with the directions of the Banking Ombudsman.
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Leadership’s role crucial for Pakistan’s progress: Arif Alvi
ISLAMABAD: The role of leadership is very crucial in challenging times; it is about understanding issues and being persistent in the pursuit of solutions. If the leadership is clear-headed, it can lead the nation on the path to progress.
Dr. Arif Alvi, President of the Islamic Republic of Pakistan said in an exclusive interview with Muhammad Azfar Ahsan, CEO and Founder CORPORATE PAKISTAN GROUP and Nutshell Group.
The President said that stability in the economy does not happen overnight; it needs sustainable efforts for an elected government based on competent people with the right skill set to address issues of public interest. In Pakistan, unfortunately, public representatives become part of the assemblies on the basis of relationships in different communities.
Dr. Alvi said that the Charter of Economy seems a very promising idea for the stability of the economy, but it is challenging in a country where different political parties have starkly different political ideologies; however, the best course of action for economic progress is a democratic setup which is empowered through votes.
Pakistan has fared far better than world economies during the last few years, particularly during the COVID-19 pandemic, the President said. He hoped that Pakistan will soon get out of the ongoing crisis, which has a lot to do with global inflationary trends as well as domestic uncertainties.
“I am optimistic that the situation will get better in Pakistan, which was first the victim of a long wave of terrorism that kept the foreign investors at bay. By the grace of God, we fought well against terrorists and prevailed. Then the COVID-19 pandemic came, and Pakistan fought that battle well too,” the President further said.
He emphasized that the adoption of knowledge and technology in the system is needed to bring change in our society, and this can be pursued better by the private sector than government institutions, but the policies should be consistent, and their implementation should be speedy.
Dr. Alvi said that he is a firm believer that the focus of Parliament and leadership should be on access to education for the masses. “There is a huge gap in education in Pakistan; it is going to be the single biggest issue in the next ten years. Uneducated people should receive suitable skills, and those with a mediocre educational background should be equipped with a better skill set,” he added.
The President praised the overseas Pakistanis for their unwavering support and valuable contribution to the economy, urging them to provide intellectual support for the empowerment of the Pakistani people, mainly through education.
The overseas Pakistani diaspora comprises workers, largely in the Middle Eastern countries, but a significant section, of up to 10%, is well settled in different countries; they can play a significant role for the development of Pakistan, the President said. “I requested them to adopt health and education institutions in Pakistan as the world needs human intellect. For instance, in cyber defense and cyber protection, the world needs 80 million professionals. I told them that every professional they train in this field will get work. There are so many other fields that need human resources,” he added.
Speaking about the geopolitical situation, Dr. Alvi opined that Pakistan should follow a smart approach which must be independent, while avoiding a definite tilt towards a specific bloc. To withstand pressures from different sides, he said that the economy needs to stand on its own feet. Plus, we must prefer sovereignty (khuddari) for the nation.
To a question about the growing polarization in Pakistani society and what should his role be as the head of the state, Dr. Alvi replied that he may not be able to convince the most polarized people to change their views, but he can unite the less polarized people around national causes.
“In COVID times, I did my best to keep Ulemas on board, and it worked very well. What we decided with the religious fraternity in Pakistan, the Muslim world followed the same later, e.g. keeping the mosques open for prayer during the pandemic,” Dr. Arif Alvi said.
He mentioned that the Presidency played a role in raising its voice on the issue of women’s right to inheritance. It also provided significant support to the PM Digital Skills Program, in which 24 million people participated, and a significant number out of them is making good money to support their families.
Regarding the future of Pakistan, Dr. Alvi said that the country is destined for development and prosperity due to its remarkable potential, but its institutions should be strengthened on a sustainable basis. A knowledge-based Pakistan needs less brick-and-mortar investment and more intellectual investment, he said.
The nation should elect a good leadership, and it is then up to the leadership to establish institutions and rid Pakistan of people with the vested interests, he concluded.
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HBL ordered to compensate bank fraud victim
ISLAMABAD: President of Pakistan, Dr. Arif Ali Alvi, on Wednesday ordered Habib Bank Limited (HBL) to immediate compensate a victim of bank fraud.
President Dr Arif Alvi reprimanded HBL for unnecessarily dragging the matter of reimbursement of a trivial amount of Rs. 39,000 to the victim of bank fraud.
READ MORE: SBP takes measures for prevention of digital bank fraud
He directed the bank to reimburse the defrauded amount, along with the payment of transportation charges, within fifteen days to the victim and termed the action of the HBL an act of malpractice and maladministration.
The President reprimanded the HBL for preferring representation before the President against the order passed by the Banking Ombudsman in favor of the victim of the bank fraud involving a meager amount.
READ MORE: SBP directs banks to report digital fraud cases
The President observed that the transfer of money from one account to another through cheating was a common incident of fraudulent activity but despite the knowledge of the account where the money landed and was then withdrawn no action was taken against the beneficiary of the transaction.
The President emphasized that the bank was liable to make good the loss of their customers and advised the bank management to look into the issue and take remedial measures to safeguard the interest of its customers, especially the small depositors and account holders.
READ MORE: Habib Bank, Meezan Bank directed to pay fraud victims
The President directed the State Bank of Pakistan, being a regulatory body, to take earnest action against both the Banks and bank branches by adopting regulatory and punitive action to redress the fraudulent activities which result from noncompliance with Rules and Regulations issued by the State Bank of Pakistan.
According to the details, an unknown person tricked Nazeer Ahmad Bhutta to provide the last digits of his ATM card and later deprived him of his deposit.
READ MORE: President Alvi rejects MCB Bank’s appeal in fraud case
The victim preferred an appeal before the Banking Ombudsman who decided the case in favour of the victim. However, HBL, instead of implementing the decision, preferred representation to the President.
The President upheld the decision of the Banking Ombudsman and directed the Bank to reimburse the defrauded money to the complainant.
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FBR directed to bring entire sugar supply chain into tax net
ISLAMABAD: President of Pakistan, Dr. Arif Alvi has directed the Federal Board of Revenue (FBR) to bring entire supply chain of sugar sector into to tax net.
Dr Arif Alvi directed the tax authorities to bring into the tax net the unregistered wholesalers, dealers or distributors of sugar buying huge quantities from sugar mills to broaden the tax base, according to a press statement issued on Monday April 25, 2022.
READ MORE: President Alvi retains major penalty on NAB official
The President observed that despite making huge monetary transactions and the availability of their data with FBR, these unregistered buyers of sugar largely remained outside the tax net and were evading the prime national responsibility of paying taxes.
He passed these directions while upholding a decision of the Federal Tax Ombudsman (FTO) directing FBR to bring unregistered buyers of sugar in bulk into the tax net to improve the collection of sales tax and reporting compliance within 90 days.
As per details, FTO had initiated an Own Motion investigation against the failure of FBR to bring into the tax net the unregistered buyers of sugar from M/s Naudero Sugar Mills (Pvt) Ltd.
READ MORE: President Alvi directs bank to refund unfair recovery
The FTO observed that non-NTN holders had been buying huge quantities of sugar from sugar mills and their data was fully accessible by the FBR but this huge potential for tax collection remained unutilized.
In its report, the FTO highlighted that during the last four years sugar worth Rs 2.7 billion was supplied by the said mills to various unregistered buyers, only three buyers held NTN, and FBR had not paid due attention to broadening the tax base.
It further observed that this low hanging fruit had not yet been harvested and despite making huge monetary transactions, unregistered buyers of sugar remained outside the tax net.
READ MORE: President Alvi rejects FBR plea in maladministration cases
The FTO underscored that unregistered persons were easily identifiable because sugar mills were required to maintain records of supplies made during the tax period and issue tax invoices indicating names, addresses, description, quantity, values of goods, CNIC or NTN of persons to whom the supplies were made under the Sales Tax Act of 1990.
Based on these findings, FTO had directed the Chief Commissioner, Large Taxpayers’ Office, Karachi to enforce compliance after obtaining data of unregistered persons from the sugar mills.
The FBR filed a representation with the President against this order of FTO. President Dr Arif Alvi disposed of the matter with the observations that FBR’s field formations were not vigilant in collecting information related to unregistered buyers and were content with just whatever was being submitted in the monthly sales tax returns of mills.
READ MORE: Dr. Alvi orders action over misconduct with 82-year taxpayer
He regretted that the data of unregistered buyers was not being examined for the purpose of broadening the tax net. He noted that FBR’s field formations held jurisdiction over sugar mills and could secure the complete particulars of all buyers by proper and timely analysis of withholding statements.
Serious negligence and inefficiency on part of the field formations of FBR in the discharge of its duties was tantamount to maladministration, he added.
He observed that FTO’s recommendations were only a reiteration of the duty of FBR to strictly deal with unregistered sugar dealers to bring them under the tax net.
READ MORE: Dr. Alvi rejects banker’s plea in woman harassment case
He directed that FTO’s recommendations must be applied to the entire sugar sector to increase compliance with taxes and to enrol those who were escaping the prime national responsibility of paying taxes.
The President disposed of FBR’s representation with the direction to submit a comprehensive implementation report to FTO within 60 days.